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The typical IANAL disclaimer applies, regulations may also vary based on your location. If you need reliable advice, you should consult a lawyer. Nonetheless, we can apply some common sense here. That's what's usually in the law too. I am assuming by "company" you refer to a distinguished legal entity. Q1: In any case I would strongly recommend creating ...

I don't have any experience with Google Wallet, but Paypal has invoices, yes. You can invoice customers manually, but that probably wouldn't work too well with your by-the-month billing. One option is to use their invoicing API, which will generate the invoices programmatically.

Sure it is possible. There are several ways to find developers: Search the web for terms like "paypal, php, developer" and visit developers blogs. You can see the expertise of a developer on the topics he writes on his blog. I got several jobs because people visited my blog and were convinced I could do the job Visit startup sites and use the "job pool". ...

Choosing a payment gateway and merchant account, and possibly a recurring billing system for subscriptions, is a complex technical + business decision, and you may well need all three. If your requirements fit a specific 'modern' payment gateway such as Stripe or Braintree you might be able to get away without the recurring billing system. First you need ...

Go with Stripe. They do not have the same merchant account requirements that Authorize.net or others have and they can integrate with Wufoo (not required) so you can have a simple payment form. They deposit the money in your account 7 DAYS after which is how they don't require all the merchant accounts. Traditional Payment Fees * Merchant account * ...

Sounds like you need to do some research on the topic of payment systems. There are tons of little changes you need to concern yourself with when dealing with gateways, processors, and the like - much more than one can cover in this post. And - if the API is poor, your developers will run for the hills. You are correct about cost savings if you do a bank ...

Besides that is not available in your country, Paypal and other similar services like Square, there are already other services as Flint providing a system to accept cards directly with phone's camera without requiring the dongle, which connected to the mobile reads the magnetic stripe on the card. Another option is Bitcoin, which is also available for ...

Bank cashiers check not working in East Europe. Wire transfer is Ok, but quite expensive. Consider to use payment gateway for CC payments. It is easy, fast, low costs and everybody has a credit card. Good example for CC gateway is GP webpay (we are using it worldwide, low commision and you can use multicurrency account for it).