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If you're talking about a native app that needs to be in the "store" (IOS/App Store, Android/Play) there are platform restrictions to consider. Apple wants you to use their store for most uses (and takes a 30% cut). There are companies like parse that make the in-app purchase handling process simpler. HTML5 apps are browser based and free of these ...

Besides that is not available in your country, Paypal and other similar services like Square, there are already other services as Flint providing a system to accept cards directly with phone's camera without requiring the dongle, which connected to the mobile reads the magnetic stripe on the card. Another option is Bitcoin, which is also available for ...