Questions regarding receiving money from customers or sending money to vendors.
6
votes
3answers
650 views
Can one pay for expenses that a start up requires before forming your LLC or Corp?
Can one pay for expenses that a start up requires before forming your LLC or Corp? Is it then possible to count them as expenses when you start one?
3
votes
2answers
105 views
Customer flexibility first - Monthly and/or Yearly charges?
We have one application sold to users - they make documents with it. These documents are then sold to their clients.The client must have the reader to view the media rich document. We make and sell ...
2
votes
8answers
813 views
Experience with payment gateway for ecommerce site?
Anyone have experience with ANY of the below payment gateways (some do merchant services as well) that you can comment on:
Payjunction
Authorize.net
Braintree
Looking at these three gateways. ...
4
votes
4answers
330 views
Australia based payment processing [closed]
Since Authorize.net is US/Canada only, I am wondering if there is a Austrlian counterpart to them providing service similar to them?
What are must have,
Recurring payments
One time payments.
...
2
votes
2answers
128 views
Sending money to users
I'm considering building a system that allows our users to purchase points, trade them between themselves, then cash them in for real currency.
The system will work like this:
User A buys points - ...
3
votes
5answers
604 views
Paying workers over the internet?
A lot of startups involve not just receiving payment, but also disbursing payment:
WOrker crowdsourcing (mechanical turk, crowd flower), code + design outsourcing (Odesk, Elance, crowd spring), ...
7
votes
6answers
2k views
Late payment policy / best practices
I am considering instituting a formal late payment policy for our product. Our terms have always been net 30 but it is something that we never consistently enforced. As the company grows and ...
3
votes
3answers
1k views
Board of Advisors Compensation [duplicate]
I'm assembling a board of advisors for a brand new company. I'm thinking of gathering five individuals and paying them 2% each for a total of ten percent. This ownership stake would vest fully after ...
0
votes
1answer
852 views
Good examples of Payment or Checkout Processes for SaaS products
we run an online web application and for th last 6 months have processed payments thru Paypal. We have finally secured an international merchant account and are in the process of redesigning our ...
3
votes
4answers
2k views
What do people think about Intuit's online credit card processing?
It turns out that Intuit does online credit card processing. See here.
What do people think about their services? How do they compare to Google Checkout or PayPal?
Are there any horror stories?
2
votes
3answers
674 views
Best offshore merchant account
What is a good options for an offshore merchant account? I'm not located in the US where it is easy to get a good merchant account, do you know of any good options in offshore locations?
The country ...
2
votes
4answers
829 views
How do I implement a payment system like ebay (where users pay each other) and the site takes a cut?
Is paypal the only way to do it? Would the best way be to take the payment from the payer, take a cut, and then give money to the payee? Seems like I'd lose a lot in the two paypal payments
3
votes
3answers
2k views
What is the best online payment processor, moneybookers, Google Checkout or paypal? [closed]
I have developed a website and I want to integrate an online payment system with my website. What is the best online payment tool, moneybookers, Google Checkout or paypal?
1
vote
3answers
921 views
Payment processing for subscription based, high value, downloadable software
I read through some suggestions on this site with regard to payment processors and after a good deal of investigation found Avangate.com had all of the features I needed:
Flexible payment options ...
5
votes
5answers
289 views
are payments processors mutually exclusive?
I'm bootstrapping a software business for the first time. I worked in 'stealth mode' for one full-year and now I've got about 100 private-beta-testers loving the software (and already begging for ...
1
vote
4answers
201 views
how can i use Paypal for premium section of my site and deal with premium vs normal users?
I want to achieve something like this
http://depositfiles.com/en/gold/payment.php
I have normal users signed up. I want them to upgrade to premium user. Once a person pays, how do I know which user ...
6
votes
3answers
5k views
Is it legal in US or Canada to accept donations?
Is it legal (US/Canada) to accept donations if you're not a government registered non-profit organization? I've seen it on a couple of sites and was wondering what are the laws surrounding those ...
0
votes
3answers
114 views
Credit Cards that are dominant option for international selling
I have a question about frequency of use of Credit Cards
in international selling process.
From your selling experience, which credit cards are most used
in your International selling? How ...
2
votes
3answers
399 views
Statistics about payment options
I am interested in how much of your sellings are thru Credit card / PayPal / PO / Wire / Fax / Phone / Check / Money Order... Can you, please, tell me first hand what are your payment options selling ...
0
votes
3answers
148 views
How important are possibilities for accepting phone/fax/mail orders and International credit cards for running uISV internationaly?
I am planning to start my uISV business next summer. I am
out of US, and will start with one utility program for Windows.
In the moment I am exploring options for payment, and
am willing to consider ...
2
votes
2answers
209 views
Is it mandatory to incorporate a company (a legal entity) in case you have to take payments for online subscription to your site
I am from India and am offering a set of online tools which are currently free to use. Soon I would like to convert to a freemium model where members can upgrade to a pro account with an annual ...
9
votes
8answers
1k views
New startup - how to handle billing?
My subscription-based application is going to be written in Ruby on Rails; I have two routes I can go as far as billing is concerned:
I can use a hosted service that takes care of managing the ...
6
votes
4answers
343 views
Collecting payment info before vs. after trial period?
Does anyone have any data (or opinions) on whether to collect payment info during the sign-up process, or after the trial has ended?
Collecting it up front probably converts better (though not always ...
4
votes
6answers
311 views
Strategy for unveiling a social network?
I have identified a niche community, for which I want to build a social network.
From compete.com, I see that the TAM is at least 10K unique active users. Their web activites revolve around an archaic ...
14
votes
6answers
1k views
Are there any viable alternatives to Paypal for a small site?
I don't want to have the hassle of dealing with credit card or direct payments directly on my website, the volume and amount of transactions don't justify the effort.
I've set up Paypal on the site ...
4
votes
11answers
396 views
Why are international sales so poor compared to US domestic?
We sell software online. Our international trial to purchase ratio is abysmal compared to US domestic. I'm trying to determine why? Some possible answers:
Higher piracy overseas
PayPal and PO are ...
4
votes
5answers
2k views
When operating an LLC, how do you pay company expenses?
When operating an LLC, how do you handle company expenses? Do you pay for them yourself and deduct them on your taxes (as it is a pass through tax entity), or do you pay for them from the company ...
2
votes
2answers
206 views
When do subscription services charge you every month? When does that payment period end?
When subscription based services charge you a monthly fee, when do they charge it? First of the month? Same date next month? 30 days from original pay?
For example if I pay for a subscription on the ...
3
votes
8answers
840 views
subscription business model, how to integrate billing?
with subscription based models, where clients are billed on a monthly basis, how do i make this happen on my site ?
so a client signs up, and is taken to paypal or google checkout , and they are now ...
-4
votes
5answers
323 views
What is a good resource to find entrepreneurs in the early planning stages of their business?
My company Merchants Choice Payment Solutions provides credit card processing for businesses. Our main focus is to first and formost educate the merchant on how the industry works and how to set up in ...
18
votes
11answers
5k views
When to use merchant account instead of PayPal?
I wonder when it makes more sense to open a merchant account and use a payment gateway instead of old plain PayPal option? This should depend on the revenue processed, because merchant account has ...
0
votes
6answers
278 views
Payment Processing Migration
I’m building a SaaS product. My plan is to use the payment gateway (Authorize.net) & merchant account (First Data) I already have in place for other web-products to process the monthly fees. The ...
1
vote
5answers
730 views
Off-the-shelf paywall?
I'm in the process of building a subscription-based content service. Users pay a monthly fee for one of a number of levels of service, and in return get regular emails and website access corresponding ...
2
votes
4answers
435 views
Accepting online debit/credit payments in Italy
According to Wikipedia, accepting online credit card payments is possible in Italy
http://en.wikipedia.org/wiki/Debit_card#Italy. Anyone have experience implementing such a solution? Who has a good, ...
3
votes
6answers
547 views
Components of a payments system (end to end)
What are the components of a subscription/payments processing system/platform?
Does anyone have a good explanation of how providers like Zuora, Authorise.net etc. come together?
6
votes
5answers
547 views
Barriers to truly global payment processing?
As a startup in Australia, one of the problems commonly faced here is getting a suitable payment service that customers world wide can use.
It seems that since the implementation of global AML/KYC ...
20
votes
17answers
4k views
What is the best merchant processing solution? [closed]
If you want to take credit card orders (or pre-orders), what is the best merchant processing solution?
I've heard the PayPal and Google Checkout will freeze your funds if even a single person ...
