Questions regarding receiving money from customers or sending money to vendors.
1
vote
4answers
265 views
Newbie PayPal confusion: Do I have to inform PayPal each time I leave my country otherwise it will limit my account?
Recently my account was limited by paypal while I was traveling. when I called them, they told me that I was limited because I tried to access my account from abroad and that I needed to email them ...
5
votes
3answers
952 views
Upgrades, Downgrades and Cancellations in Paypal recurring service
I plan on using Paypal for a monthly subscription service and would like to know how to handle the Upgrade/Downgrade/Cancellation from users:
For cancellation, is it recommended to develop the site ...
1
vote
1answer
141 views
Am I being charged fairly?
I'm outsourcing a web project to a firm here in the US. I'm being charge $20,000 for a 20 day project, with 2 pretty good developers working on it.
4
votes
2answers
165 views
B2C - Should I have a free plan?
For a B2C subscription service, is it recommended to have a free plan? Based on my research, users who sign up free plan suck up a lot of support resources and a number of well known services have ...
1
vote
5answers
114 views
question about credit card charge
We are working on building an e-commerce website. And will only accept payment on line via credit card or paypal. But now the problem is, 99% payment is like $1, $2, $5. Very some amount per ...
3
votes
3answers
2k views
We're a US-based company that has been asked for an EU VAT id - what to do?
Surely we aren't the only ones that have faced this. A new customer of ours (based in the UK) is trying to set us up as a vendor and sent us a form to fill out. The assumptions on the form are that ...
1
vote
4answers
193 views
Which page flow will have better conversion rate?
Which flow will have a better conversion rate?
I am designing the page flow for a website that is a of a monthly subscription type. Here's the page flow options I have:
Home Page (Try now button) ...
1
vote
2answers
234 views
Suggestion for my eCommerce business. [Selling developed software]
I have developed few software products for micro to small businesses and a security product. I want to market these products but I can't spend much on paid online marketing.
I am noticing that social ...
1
vote
3answers
110 views
Need advice on invoicing client
I'm doing some part-time work building a web app. I believe in the project, and the work is pretty fun, so I'm billing hourly, with 50% of my hourly fee due when the work is finished, and another 50% ...
7
votes
8answers
553 views
Accepting payments… subscription plans
So, I am a total newbie when it comes to payment processing, acceptance of payments, subscription plans, etc.
I've recently built out the SaaS offering and will be in beta with it through the end of ...
4
votes
2answers
911 views
Do you use Braintree Payment Solutions?
Has anyone here used Braintree (http://www.braintreepaymentsolutions.com/)? Are you happy with them?
3
votes
2answers
407 views
Are there services that handle subscription payment for web applications?
I currently run a startup that sells an iPhone app through the App Store. I love that the App Store takes care of the work of charging users, collection of sales tax, basic reporting, etc. and just ...
7
votes
5answers
705 views
Third-party subscription payment processing like Recurly?
Does anyone have any experience with third-party subscription payment processing services like Recurly?
What else is there?
2
votes
3answers
162 views
Getting paid for a service as an individual vs as a company
I am interested in offering services like computer repair or programming. However it's not a business I will be running. It's more like getting paid for helping. This "help" is an extra source of ...
5
votes
5answers
1k views
Paying remote contractors?
Let's say I hire some remote contractors. Some are based in the US, and some are international.
I want to pay the contractors on a bi-weekly basis.
What is the best service to use for paying my ...
3
votes
4answers
260 views
How does a UK-formed LLP get a US merchant account? Do we need a US EIN?
We are a UK-formed LLP website trying to allow our US PayPal customers payments remain in dollars without the currency charge to transfer to pounds. How do we get a US merchant account? Do we need a ...
2
votes
2answers
269 views
Payment structure (Micropayments vs um, regular payments)
So this question has to do with customer perception on billing.
We're looking at the benefits of micropayments vs regular payments.
Our business will have a series of charges from $1 to $5. When ...
6
votes
2answers
1k views
How does a business owner take money out of their business
Let's say I own a business selling widgets on the web. I'm incorporated, most likely an LLC. The business is doing really well and there is a lot of cash flow. Since I'm separated from the business by ...
3
votes
2answers
283 views
Can anyone recommend a merchant account?
I need to open a merchant account to work with authorize.net. I am looking for one that is US based and will accept a reverse auction type of website. My original plan was to go with cdgcommerce but ...
2
votes
3answers
87 views
Accept payment over the phone
We are using paypal for a subscription software product. We are about to start selling over the phone and want to accept CCs over the phone. It seems like paypal should be able to do this, but I have ...
1
vote
4answers
105 views
Need some technical advice considering payment & server
I want to launch an application using the Saas model. Every customer should have his own unique page (including domain name) and login. Next to that they should be able to pay online and be charged ...
1
vote
2answers
1k views
How to determine interest on overdue payment, based on terms of the contract
So, like most of the people starting out with own business, I picked a boiler plate contract and made minor modifications and used for a client project.
You might already be familiar with this ...
2
votes
4answers
434 views
Accepting recurring payments for a startup in the Netherlands
Our startup SaaS company is situated in the Netherlands. We think accepting both credit cards and PayPal covers most (obviously not all) possible payment methods. What do you think about this?
So far ...
8
votes
6answers
589 views
Using Paypal for accepting online payments
Reading posts on this site I came accross the strong advice for any serious business to stay away from Paypal as an instrument for accepting online payments. On the other hand lots and lots of online ...
1
vote
2answers
147 views
Do I need to collect Tax IDs from website users that I'm paying via paypal on an incentive basis?
Hi I have users that are submitting content that can be rated by the community. The top users, based on the popularity of their contributions, accumulate points in their account that (for now at ...
2
votes
2answers
541 views
Do you have a recommendation on a micropayment credit card processor?
The transactions on my website are between $0.99 and $5.00. Paypal and other similar processors, charge 2.9% with a $0.30 transaction fee. This fee structure (particularly, the transaction fee) ...
2
votes
2answers
426 views
To which state would my taxes be paid in my LLC?
I will be starting an LLC with 2 other members and have the follwoing questions about where to LLC or Incorporate:
Basic outline of the organization:
2 of the partners will be residing in WI and the ...
1
vote
1answer
707 views
Can you act as a white-label payment service built on top of a payment processor?
Can a company who has a merchant account act as a white-label "middle-man" between another merchant and a payment processing company like Paypal? For example, a white-label company offers an API into ...
4
votes
1answer
218 views
What type of insurance does an online payment business need?
I'm offering an online payment solution that other business will build upon. I'm going to have a service agreement that will promise certain things such as quality of service, uptime, etc. I will ...
3
votes
6answers
447 views
How do I structure a payment plan for my website?
I plan on making my website a paid one and have a question about structuring the payment plan. Think of the website as an ecommerce site selling very low ticketed items (as low as $0.05). Since ...
1
vote
4answers
359 views
How can I collect payment from my client?
I am an interpreter and business assistant. How can I ask for payment if there is no written agreement beforehand? What can I say to my client?
1
vote
5answers
126 views
What is the grace period when paying a developer on spec?
I'm building a Iphone app, but I want to pay the developer on spec. In other words, after the app is complete I want to shop it around and pay the developer when it is sold. Is my head wedged up the ...
3
votes
2answers
375 views
Accept credit card payment within your site?
Right now we use Paypal Website payment standard.
Ie- customers pay using Credit Card or Paypal on Paypals site (redirected from and back to our site).
We'd like to keep customer on our site for ...
3
votes
5answers
429 views
Is there a service I can use for cheque mailing?
I am keeping track of commissions earned by my customers in a database. Each month, I have the amount they earned and their Names and Addresses.
I can easily automate the generation of the lists of ...
2
votes
4answers
514 views
SAAS based app and payment system
We are building a SAAS based web app in India.
I want to know how can i get the payment from US, Europe or other countries.
What are the legal formalities?
How to handle refunds.
How to charge ...
2
votes
2answers
592 views
Peer to peer marketplace payments
I am in the process of setting up a peer to peer marketplace. I would like to allow buyers to pay directly with credit card, and sellers to receive batch payments into their checking account directly ...
3
votes
2answers
78 views
Automated payment shares?
Does PayPal or any other online payment site have a way for multiple people to get paid for a product?
Say I co-develop software with a few people and I want to guarantee each developer a percentage ...
2
votes
3answers
241 views
Questions for outsourced projects
I would like to get the following information related to outsourced project.
What are the best practices to follow for the payment plan/structure when you are working with outsourced development ...
0
votes
2answers
135 views
How to minimize income taxes prior to incorporation?
I currently have a few payroll payments that I need to make on behalf of my company. The company isn't incorporated yet, but I do plan on incorporating it within the next few weeks. The payments are ...
1
vote
5answers
235 views
Collection agency recommendations?
I need to employ the services of a collection agency in the US. Most out there sound very sketchy. Does anyone have a good experience dealing with a particular firm? What are the typical fees and ...
1
vote
2answers
245 views
Merchant account for UK-based online money transfer business
UK banks consider money transfer services as risky and so we can't get merchant account, although we are regulated by the Financial Services Authority. Does anyone know offshore banks that provide ...
0
votes
3answers
165 views
Are there different methods of payment when hiring freelancer?
Say I do not have enough money and need to get a part of my product done, is it possible to give a small part of the company, say between 3 and 5%, as a method of payment?
3
votes
6answers
317 views
How do you choose the base currency for online and mostly international sales?
We are about to launch a website offering products. My "gut" feeling is that a good proportion of our customers will be based in the US. We are currently based in the UK, though that is likely to ...
1
vote
3answers
246 views
Multiple Currency Management for SaaS Payments
We'll soon exit the beta stage and start charging for our SaaS solution.
We're based in Italy so we work in Euros. We think we should also offer the solution in US Dollars, however we find it hard to ...
10
votes
2answers
2k views
What is the difference between merchant account and payment gateway?
I am still a newbie on the topic of merchant account and payment gateway. I tried to look around for information on merchant account and payment gateway, but I can not find a satisfying answers on the ...
5
votes
7answers
2k views
Use Spreedly or Chargify or neither?
I plan to add subscription plan(s) to my website (built using ASP.NET). I may be using Paypal as the payment gateway for now. I might consider adding credit card payments in the future. Although ...
2
votes
2answers
560 views
Payment processing questions for yet another SaaS model
We are working on building an e-commerce solution and offer it as a SaaS. Our service is limited in customer base, as in, we are only willing to provide this to a certain niche [handmade gifts and ...
0
votes
2answers
2k views
Market share of online payment processors? [closed]
What are the largest online payment processors in terms of market share and where can I find that kind of information (for free) ?
My personal guess is that Paypal and Authorize.net are the biggest ...
1
vote
5answers
546 views
Online payment processor for items over $1000
I know this subject have been discussed in length here and elsewhere, but most of the people that ask what is the best online payment processor never mention the price tag.
My product's minimum order ...
2
votes
3answers
416 views
Accept Credit Card payments in the US - Europe based company
We're a European based startup planning to sell domain names and digital goods into a niche market and will focus primarily on the US market.
The only current option for accepting credit card ...
