Questions regarding receiving money from customers or sending money to vendors.

learn more… | top users | synonyms (1)

2
votes
3answers
241 views

Questions for outsourced projects

I would like to get the following information related to outsourced project. What are the best practices to follow for the payment plan/structure when you are working with outsourced development ...
2
votes
3answers
676 views

Best offshore merchant account

What is a good options for an offshore merchant account? I'm not located in the US where it is easy to get a good merchant account, do you know of any good options in offshore locations? The country ...
2
votes
2answers
206 views

When do subscription services charge you every month? When does that payment period end?

When subscription based services charge you a monthly fee, when do they charge it? First of the month? Same date next month? 30 days from original pay? For example if I pay for a subscription on the ...
2
votes
4answers
435 views

Accepting online debit/credit payments in Italy

According to Wikipedia, accepting online credit card payments is possible in Italy http://en.wikipedia.org/wiki/Debit_card#Italy. Anyone have experience implementing such a solution? Who has a good, ...
2
votes
3answers
118 views

Payment solutions for the UK [closed]

I'm struggling to find a payment solution for my UK based startup. I don't intend to sell internationally for a considerable amount of time. I do have a turnover and can probably satisfy merchant ...
2
votes
2answers
161 views

Need suggestions on naming payment options

We mainly use PayPal as our payment processor on our website. Of late we're seeing that PayPal is having issues with corporate credit cards. Moreover, going forward, PayPal won't accept payments more ...
2
votes
2answers
694 views

Sale of licenses (license key) for Air apps

How (what services use) to better organize the protection, payments, sending license keys for shareware Air applications?
2
votes
3answers
87 views

Accept payment over the phone

We are using paypal for a subscription software product. We are about to start selling over the phone and want to accept CCs over the phone. It seems like paypal should be able to do this, but I have ...
2
votes
4answers
434 views

Accepting recurring payments for a startup in the Netherlands

Our startup SaaS company is situated in the Netherlands. We think accepting both credit cards and PayPal covers most (obviously not all) possible payment methods. What do you think about this? So far ...
2
votes
3answers
416 views

Accept Credit Card payments in the US - Europe based company

We're a European based startup planning to sell domain names and digital goods into a niche market and will focus primarily on the US market. The only current option for accepting credit card ...
2
votes
2answers
145 views

How do I invoice Canadian customer from US?

I have US company and all of my customers so far here in US. I send monthly bill and get a check. No CC processing fees, etc. Now I have some Canadian prospects. How can I bill them? Should I start ...
2
votes
2answers
567 views

Business owner, how does he/she get paid?

Business owner, how does he/she get paid? Withdrawals vs Salary (Guaranteed payments) I've been thinking of registering a Ltd company (UK) as I'm a freelancer; and want limited liability. Also to ...
2
votes
1answer
257 views

Getting Paid in Equity - what is the simplest way to structure payment for consulting work in equity?

I'm opening a small start-up consulting business and would prefer to be paid in equity. It's unusual, I know, but it's my preference. What is the simplest way to structure an equity-pay transaction ...
2
votes
2answers
241 views

Reasonable share in startup company

I am working on a startup project (software) and I'm really enjoying it. I think the company has great potential. Up until now, the work has been part time and I've been able to fit it into my spare ...
2
votes
1answer
438 views

How do I get payment processing in Mexico?

As suggested by Nielsen in another thread, here I am asking directly: What merchant accounts/payment gateways are there available for Mexico-based businesses BESIDES paypal website payments standard? ...
2
votes
5answers
994 views

What is the most economical way to pay people and companies in India from the US?

For the past several years we have used Paypal to pay freelancers and outsourcing companies in India. But as of March 1, 2011, it appears that Indian banking laws have changed and we can no longer use ...
2
votes
1answer
93 views

Question about how much informaiton I should collect for my digital downloads store. Paypal is the only payment gateway!

Paypal is the only payment gateway! so, my current system only collects seller's PayPal email addressed and create buttons based on that email address. since its all digital downloads, there will be ...
2
votes
2answers
543 views

Do you have a recommendation on a micropayment credit card processor?

The transactions on my website are between $0.99 and $5.00. Paypal and other similar processors, charge 2.9% with a $0.30 transaction fee. This fee structure (particularly, the transaction fee) ...
2
votes
2answers
426 views

To which state would my taxes be paid in my LLC?

I will be starting an LLC with 2 other members and have the follwoing questions about where to LLC or Incorporate: Basic outline of the organization: 2 of the partners will be residing in WI and the ...
2
votes
2answers
560 views

Payment processing questions for yet another SaaS model

We are working on building an e-commerce solution and offer it as a SaaS. Our service is limited in customer base, as in, we are only willing to provide this to a certain niche [handmade gifts and ...
2
votes
2answers
128 views

Sending money to users

I'm considering building a system that allows our users to purchase points, trade them between themselves, then cash them in for real currency. The system will work like this: User A buys points - ...
2
votes
2answers
209 views

Is it mandatory to incorporate a company (a legal entity) in case you have to take payments for online subscription to your site

I am from India and am offering a set of online tools which are currently free to use. Soon I would like to convert to a freemium model where members can upgrade to a pro account with an annual ...
1
vote
5answers
126 views

What is the grace period when paying a developer on spec?

I'm building a Iphone app, but I want to pay the developer on spec. In other words, after the app is complete I want to shop it around and pay the developer when it is sold. Is my head wedged up the ...
1
vote
5answers
546 views

Online payment processor for items over $1000

I know this subject have been discussed in length here and elsewhere, but most of the people that ask what is the best online payment processor never mention the price tag. My product's minimum order ...
1
vote
4answers
332 views

Supplier not sent goods, now ignoring emails

I have a new retail startup selling electronics. I have a problem with a supplier that has sent some goods, but not all. The situation is as follows: Sent initial purchase order on June 7, a total of ...
1
vote
5answers
185 views

How should I charge web customers for small transaction amounts?

EDIT 1: So in short, is there a free way for me to get $1 from a customer and send that $1 to my bank account. If free is not an option, what is the cheapest way for me to get that $1 to my bank ...
1
vote
4answers
359 views

How can I collect payment from my client?

I am an interpreter and business assistant. How can I ask for payment if there is no written agreement beforehand? What can I say to my client?
1
vote
4answers
201 views

how can i use Paypal for premium section of my site and deal with premium vs normal users?

I want to achieve something like this http://depositfiles.com/en/gold/payment.php I have normal users signed up. I want them to upgrade to premium user. Once a person pays, how do I know which user ...
1
vote
5answers
730 views

Off-the-shelf paywall?

I'm in the process of building a subscription-based content service. Users pay a monthly fee for one of a number of levels of service, and in return get regular emails and website access corresponding ...
1
vote
1answer
274 views

Accepting checks made out to my LLC

I've just started a new LLC in Wisconsin. I've done some Googling and I found out that I need to fill out "some forms" and give the bank some "notifications" before I can accept checks made out to my ...
1
vote
5answers
114 views

question about credit card charge

We are working on building an e-commerce website. And will only accept payment on line via credit card or paypal. But now the problem is, 99% payment is like $1, $2, $5. Very some amount per ...
1
vote
2answers
234 views

Suggestion for my eCommerce business. [Selling developed software]

I have developed few software products for micro to small businesses and a security product. I want to market these products but I can't spend much on paid online marketing. I am noticing that social ...
1
vote
1answer
3k views

How to start an online payment gateway provider

I would like to know what it takes to provide an online payment gateway like worldpay paypal etc
1
vote
3answers
277 views

Legal implications of a chargeback on NO-Refund policy

I wonder if publishing a NO-refund policy will prevent the chargeback? As a business, we'll show it where the customers can see it -- on the website and include in emails invoices and sales receipts. ...
1
vote
3answers
157 views

Contracting for the first time, constructing a contract

An old employer of mine has approached me to do some freelance work to which I have said I am interested. I explained that since leaving I have never done any freelance work so I would have to set up ...
1
vote
2answers
514 views

Who pays the bank's transfer fee when receiving payment

If I sell a product for, say, £1000, and a buyer in another country pays me via a bank transfer, should I expect them to pay the bank charges? Is it something that should be explicit on the invoice - ...
1
vote
4answers
265 views

Newbie PayPal confusion: Do I have to inform PayPal each time I leave my country otherwise it will limit my account?

Recently my account was limited by paypal while I was traveling. when I called them, they told me that I was limited because I tried to access my account from abroad and that I needed to email them ...
1
vote
1answer
141 views

Am I being charged fairly?

I'm outsourcing a web project to a firm here in the US. I'm being charge $20,000 for a 20 day project, with 2 pretty good developers working on it.
1
vote
4answers
193 views

Which page flow will have better conversion rate?

Which flow will have a better conversion rate? I am designing the page flow for a website that is a of a monthly subscription type. Here's the page flow options I have: Home Page (Try now button) ...
1
vote
5answers
239 views

Collection agency recommendations?

I need to employ the services of a collection agency in the US. Most out there sound very sketchy. Does anyone have a good experience dealing with a particular firm? What are the typical fees and ...
1
vote
3answers
173 views

What is the best pricing model for a service based on requests?

I have a product for monitoring specific areas of content within webpages and notifying the customer when changes occur to this content and what they are. (E.g. monitor the latest stories on a news ...
1
vote
7answers
320 views

Looking for a UK online payment solution that only takes a percentage or a flat fee [closed]

I'm currently looking for an online payment solution for a business website I'm working on and it turns out it's a bit more complex than I'd first though. I'd like to run at a very small download fee ...
1
vote
1answer
191 views

Main reasons why people opt for Self hosted vs 3rd party payment processing?

We have been using PayPal and FastSpring hosted payment processing for a long time now without any issues. Just wondering, why do small businesses opt for self hosted payment processing given that ...
1
vote
2answers
145 views

Are merchant accounts necessary?

Are merchant accounts necessary? Can some other bank services be used when charging clients while still being professional? I'm thinking of using wire transfers or maybe PayPal. Can PayPal or Google ...
1
vote
4answers
162 views

List of Online Shop Software closely tied to Paypal [closed]

i want to gather a list of online shop software that is closely tied to paypal. I've seen a piece of software that provides you with a cool interface where you can add your products and then checkout ...
1
vote
3answers
231 views

First time credit card processor?

Does anyone have any experience when it comes to jumping directly into your own credit card processor and merchant account with an online startup? I know some merchant accounts require you are already ...
1
vote
1answer
707 views

Can you act as a white-label payment service built on top of a payment processor?

Can a company who has a merchant account act as a white-label "middle-man" between another merchant and a payment processing company like Paypal? For example, a white-label company offers an API into ...
1
vote
2answers
246 views

Merchant account for UK-based online money transfer business

UK banks consider money transfer services as risky and so we can't get merchant account, although we are regulated by the Financial Services Authority. Does anyone know offshore banks that provide ...
1
vote
3answers
249 views

Multiple Currency Management for SaaS Payments

We'll soon exit the beta stage and start charging for our SaaS solution. We're based in Italy so we work in Euros. We think we should also offer the solution in US Dollars, however we find it hard to ...
1
vote
3answers
106 views

Which Credit card processors allow us to retrieve payment information?

Which credit card processor allow us to retrieve payment information from their server in case if we need the payment information? I believe my question isn't clear enough and I decided to write a ...