Questions regarding receiving money from customers or sending money to vendors.

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4
votes
2answers
77 views

Payment methods and conditions for fresh startup

I am an Interface designer and a startup asked me to work with them. As of now they are only two people and do not have a budget, so they would offer a share in the company. I would be fine in ...
3
votes
6answers
317 views

How do you choose the base currency for online and mostly international sales?

We are about to launch a website offering products. My "gut" feeling is that a good proportion of our customers will be based in the US. We are currently based in the UK, though that is likely to ...
3
votes
4answers
2k views

What do people think about Intuit's online credit card processing?

It turns out that Intuit does online credit card processing. See here. What do people think about their services? How do they compare to Google Checkout or PayPal? Are there any horror stories?
3
votes
5answers
607 views

Paying workers over the internet?

A lot of startups involve not just receiving payment, but also disbursing payment: WOrker crowdsourcing (mechanical turk, crowd flower), code + design outsourcing (Odesk, Elance, crowd spring), ...
3
votes
6answers
547 views

Components of a payments system (end to end)

What are the components of a subscription/payments processing system/platform? Does anyone have a good explanation of how providers like Zuora, Authorise.net etc. come together?
3
votes
2answers
54 views

Is it alright to ask for payment for a website when it is done, but before client supplies text/images

We make websites and have frequently been in a situation where a site is finished, but the development is dragged on for another month because the client can't find the time to provide the site text ...
3
votes
2answers
407 views

Are there services that handle subscription payment for web applications?

I currently run a startup that sells an iPhone app through the App Store. I love that the App Store takes care of the work of charging users, collection of sales tax, basic reporting, etc. and just ...
3
votes
6answers
448 views

How do I structure a payment plan for my website?

I plan on making my website a paid one and have a question about structuring the payment plan. Think of the website as an ecommerce site selling very low ticketed items (as low as $0.05). Since ...
3
votes
5answers
431 views

Is there a service I can use for cheque mailing?

I am keeping track of commissions earned by my customers in a database. Each month, I have the amount they earned and their Names and Addresses. I can easily automate the generation of the lists of ...
3
votes
3answers
538 views

Redirect user for payment or let them stay on your site?

I am using Paypal subscription for charging the customers monthly. When they sign up, I have an option of either redirecting them to the Paypal site to enter the credit card details or gather this ...
3
votes
2answers
375 views

Accept credit card payment within your site?

Right now we use Paypal Website payment standard. Ie- customers pay using Credit Card or Paypal on Paypals site (redirected from and back to our site). We'd like to keep customer on our site for ...
3
votes
3answers
1k views

Board of Advisors Compensation [duplicate]

I'm assembling a board of advisors for a brand new company. I'm thinking of gathering five individuals and paying them 2% each for a total of ten percent. This ownership stake would vest fully after ...
3
votes
4answers
1k views

How do Royalty payments work?

I have been asked by another company to build them some software to operate some machinery. The company sells this machinery to their own customers and wants to provide the software I write along ...
3
votes
2answers
336 views

Are there any eligibility criteria for accepting paypal donations?

I'm an individual from Singapore currently offering free access to a web application and I'd like to accept donations to support it. Are there any eligibility criteria to accept PayPal donations?
3
votes
3answers
2k views

We're a US-based company that has been asked for an EU VAT id - what to do?

Surely we aren't the only ones that have faced this. A new customer of ours (based in the UK) is trying to set us up as a vendor and sent us a form to fill out. The assumptions on the form are that ...
3
votes
3answers
2k views

What is the best online payment processor, moneybookers, Google Checkout or paypal? [closed]

I have developed a website and I want to integrate an online payment system with my website. What is the best online payment tool, moneybookers, Google Checkout or paypal?
3
votes
8answers
840 views

subscription business model, how to integrate billing?

with subscription based models, where clients are billed on a monthly basis, how do i make this happen on my site ? so a client signs up, and is taken to paypal or google checkout , and they are now ...
3
votes
1answer
118 views

Suggest best way to process payments?

We are from NJ. Our start up consists of 2 people. Previously, all of our clients were through our contacts, so we just accepted cheques for payment and deposited them in our Bank of America small ...
3
votes
2answers
497 views

Monthly subscription management service and payment gateway UK

We are currently building a website which includes a monthly subscription plan(s). We have a merchant account with Streamline and looking for a payment gateway. We would like to use a billing ...
3
votes
2answers
283 views

Can anyone recommend a merchant account?

I need to open a merchant account to work with authorize.net. I am looking for one that is US based and will accept a reverse auction type of website. My original plan was to go with cdgcommerce but ...
3
votes
2answers
78 views

Automated payment shares?

Does PayPal or any other online payment site have a way for multiple people to get paid for a product? Say I co-develop software with a few people and I want to guarantee each developer a percentage ...
3
votes
2answers
105 views

Customer flexibility first - Monthly and/or Yearly charges?

We have one application sold to users - they make documents with it. These documents are then sold to their clients.The client must have the reader to view the media rich document. We make and sell ...
3
votes
3answers
114 views

If my company is in Australia, I sell into anywhere and the work is done anywhere who's taxes should apply?

Basically as the title suggests, the tax situation is getting grayer over time as new business models emerge. We are considering one where the app is hosted "somewhere", the company is currently in ...
3
votes
1answer
131 views

How can I charge a cellphone carrier company?

I run a web service. I receive payments / donations through paypal and I'm considering mobile payments. http://www.boku.com/ and paymo do this. I would like to see if it's beneficial for me to skip ...
3
votes
4answers
261 views

How does a UK-formed LLP get a US merchant account? Do we need a US EIN?

We are a UK-formed LLP website trying to allow our US PayPal customers payments remain in dollars without the currency charge to transfer to pounds. How do we get a US merchant account? Do we need a ...
3
votes
2answers
175 views

SaaS, should we pick the payment options or let the customer?

Working on a new B2C SaaS will allow our customers to accept payments online from their customers. Currently we're trying to decided whether its better to have a list of payment gateways for our ...
3
votes
2answers
160 views

How can I take refundable deposits online?

I am looking to provide rental items online, however it is important that I can take a deposit that will be returned after the usage of the item. I am aware of capture delay although my understanding ...
2
votes
8answers
813 views

Experience with payment gateway for ecommerce site?

Anyone have experience with ANY of the below payment gateways (some do merchant services as well) that you can comment on: Payjunction Authorize.net Braintree Looking at these three gateways. ...
2
votes
4answers
402 views

What is the most affordable combination for taking credit card payments online from around the world?

I have looked at the similar questions posted and believe mine is different - please read the specifics of my question below: Assuming we do not want to use PayPal (or Google Checkout etc.), it seems ...
2
votes
5answers
517 views

Paypal vs Online payment systems

I've been googling and googling, but can't seem to find a clear answer. I'm pondering on just using paypal payment system (which is really simple and fast) on my site or using on site payment ...
2
votes
4answers
1k views

cleverbridge for online payments

We are looking at somone to handle online payments for us and we came across cleverbridge. They seem like a pretty full featured solution, however they dont list pricing on their website. Can anyone ...
2
votes
7answers
498 views

Good options for credit card processing

I'm bootstrapping a micro-startup hosting service with very, very little capital. All of my customers will have recurring billing with a possible trial period. Initially I integrated with ...
2
votes
3answers
399 views

Statistics about payment options

I am interested in how much of your sellings are thru Credit card / PayPal / PO / Wire / Fax / Phone / Check / Money Order... Can you, please, tell me first hand what are your payment options selling ...
2
votes
5answers
597 views

How to accept payments from companies in India?

Our business accepts payments via credit cards (Google Checkout + PayPal) and also via PayPal directly. We've had several requests from companies in India, stating that they cannot pay with a credit ...
2
votes
3answers
528 views

Can I use a business name to accept Paypal donations (for free software) before legally forming a business?

I would like to give away some software I have developed for free on a website as donationware, but rather than see my name when people donate, I would like them to see something more official like ...
2
votes
2answers
177 views

Is it a bad idea to have a direct credit card buying option on my website?

I'm preparing a digital product that I'm going to sell in the days to come. I am a programmer, so I don't have any problems in preparing my website and even setting Paypal to handle my payment system. ...
2
votes
4answers
817 views

[UK Contracting] how much to put aside after being paid?

I'm a new UK contractor, and I've just had my first payment and was wondering how much I should put aside and how I go about actually transferring the cash from my business account to my account. ...
2
votes
4answers
252 views

Best way to pay users

Lets say I make the next google ads service (hypothetically speaking), how can I pay my users in more or less real time? with minimal or no additional cost to the company.
2
votes
2answers
595 views

Peer to peer marketplace payments

I am in the process of setting up a peer to peer marketplace. I would like to allow buyers to pay directly with credit card, and sellers to receive batch payments into their checking account directly ...
2
votes
4answers
830 views

How do I implement a payment system like ebay (where users pay each other) and the site takes a cut?

Is paypal the only way to do it? Would the best way be to take the payment from the payer, take a cut, and then give money to the payee? Seems like I'd lose a lot in the two paypal payments
2
votes
4answers
119 views

Do I have to pay an internship student in US?

I would like to find a student to do some design work for my website. Is it OK to just give him recommendation letter but not pay?
2
votes
1answer
98 views

eCommerce Bootcamp ( focused on eBay and PayPal )

Have a client that's asked me if I'd be able to clear tens of thousands of dollars of existing inventory via eBay. While it seems like a stretch, figured I'd look into it for them just to give them ...
2
votes
3answers
157 views

How possible is it for someone to send a cheque over post right to my address?

I'm not knowledgeable about business stuffs, legal stuff, and so on. But I was trying to understand, A) how possible is it for someone from another "developed" country to mail a cheque directly to ...
2
votes
5answers
148 views

Insuring against non payment

If after doing the necessary credit checks, after loaning someone some money, they don't pay it back after a period (how long would this need to be?) is there a way I can indemnify my business against ...
2
votes
2answers
112 views

Send payments to credit/debit cards

Does anyone knows about a company/service/way that allows to send payments to credit/debit cards? I want my website be able sending to worldwide affiliates their commissions that way.
2
votes
2answers
138 views

Startup without company?

If I have access to a big hall/room in a building I own and I wanted to convert it into a personal gym. Then one day I say to a friend, you can use my gym if you give me $100 a year, and I will give ...
2
votes
1answer
207 views

Merchant account charge back ratios

Anone familiar with the charge back ratios for merchant accounts? I am starting a monthly re-occurring billing service that will no doubt have lots of charge backs from customers. I'm trying to ...
2
votes
3answers
163 views

Getting paid for a service as an individual vs as a company

I am interested in offering services like computer repair or programming. However it's not a business I will be running. It's more like getting paid for helping. This "help" is an extra source of ...
2
votes
2answers
270 views

Payment structure (Micropayments vs um, regular payments)

So this question has to do with customer perception on billing. We're looking at the benefits of micropayments vs regular payments. Our business will have a series of charges from $1 to $5. When ...
2
votes
4answers
514 views

SAAS based app and payment system

We are building a SAAS based web app in India. I want to know how can i get the payment from US, Europe or other countries. What are the legal formalities? How to handle refunds. How to charge ...