The loan tag has no wiki summary.
-1
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0answers
18 views
Should I take out a short term or long term loan?
I've got a small business that has been making a steady profit for a few months. However, I'm looking to bootstrap it a little more.
So I was looking at peer to peer lending to make that possible. ...
1
vote
5answers
97 views
Can fund my own startup in return for equity if that dilutes ex-cofounders?
My biz partner and I split up (not amicably) a couple of months ago, and he left my bootstrapped startup business. When he left, his total equity in the company was vested up to 20%. I own the other ...
2
votes
2answers
328 views
How do I pay back a investor who only invested $1500?
I came up with an invention 4yrs ago and just recently took it to invent tech to get help making it. My husband drew out the sketch for me. When I took it to Invent Tech they told me it would cost 945 ...
2
votes
1answer
87 views
Starting a hotel [closed]
I would like to start a hotel over the next few years. I know I will need a lot of capital to do so. I am working on getting the capital right now but I would like to know what a realistic amount to ...
1
vote
1answer
39 views
Instantly credit checking customers
I'm from the UK and I'm looking for a way to credit check customers on the fly when they enter their relevant information into our forms.
When they hit submit, I'm assuming we'll call some form of ...
2
votes
3answers
127 views
Sole trader loan
I am thinking of becoming a sole trader. I know as a sole trader I am liable for any debt the company has. Can I place money from my personal account into the business account to start it off? I wish ...
4
votes
4answers
237 views
Funding: Kickstarter or Family Loan?
Background
I've been working on a video game for android devices (i.e. an app) for some months now, and I'm getting close to completing a solid, well polished product
I'm lucky enough to have an ...
3
votes
4answers
764 views
How can I separate my personal credit from my business without a lot of hassle?
I've been operating a local computer repair and retail business for about 2 years and haven't needed a line of credit until now. The problem is that I'm in college and have student loans. So, as a ...
2
votes
5answers
286 views
Are loans from Individuals common for startups? Is it a good way to grow?
I am the owner of a website that distributes digital content (photo/ footage/ music) for the film, interactive and media industries.
We launched four years ago and are among the market leaders in a ...
0
votes
1answer
67 views
How to find startups that need loans
I have some extra cash that I'd like to use to earn cash. Does the following proposal seem good, and if so, are there investor/borrower groups or online communities where I could find startups who ...
1
vote
2answers
111 views
If a business loan is taken out for a registered company, and the company goes out of business, does owner have to pay the loan?
I am curious whether the person is liable to paying back any business loans taken from a bank for a business that they have.
If the business goes out of business, does the load simply vanish?
How ...
2
votes
1answer
327 views
How to find good investments for bridge loans?
I discovered that I have some borrowing capacity at low rates based on an investment account that I have, and so I'd like to draw down that money and loan money to start-ups and other companies that ...
1
vote
1answer
163 views
Are software startups qualified for SBA loan?
Just wondering if a software startup can qualify for SBA loan or is it actually for brick and mortar mom/pop business?
If anyone has experience successfully getting a loan for Software startup then ...
2
votes
3answers
647 views
Best book for learning corporate finance
There are a lot of books out there which hit on these concepts:
Discounted cash flow: NPV, IRR
Return on equity
WACC
CAPM
Capital structure: Debt vs. Equity
However, most of these books broach the ...
0
votes
1answer
134 views
How can I estimate the approximate interest rate of a potential business loan?
The question really says everything. Loan rates fluctuate. Are there any good resources to view current business loan statistics, etc.?
1
vote
1answer
63 views
Business loan dilemma?
In the near future I will be taking a small business loan. I had planned on going to my local bank or to lending club but then I figured maybe I can get away with opening a new credit card with a 0% ...
3
votes
3answers
1k views
Getting investors for the first time - how does financing work?
So how typically does financing work. Are investors basically giving me a loan that I have to pay back? Are they buying equity (so that upon business failure, nobody owes anybody anything)? Are ...
0
votes
3answers
193 views
What are some considerations you should make when borrowing money from friends and family to seed a startup?
The question speaks for itself. There are similar questions, but I didn't find one that provides a checklist of things you should consider before and after borrowing money to fund your business.
I'd ...
7
votes
2answers
148 views
What type of funding are you using?
I'd like to start a thread discussing the type of funding different startups are using and why. I think that there are a lot of people here who would like to hear the general experiences, advantages, ...
2
votes
3answers
412 views
Bridge Loan from Relative with Verbal Agreement Only
To buy a capital investment and build inventory, a family member wrote a $3,000 personal check to my company. We verbally agreed on terms of 1 year at 10% interest with monthly payments.
My question ...
1
vote
1answer
340 views
Reached verbal agreement with angel for convertible note - questions about typical loan period interest rate
We've done this a little differently than what I've been reading about in that we actually placed a valuation on the company (based pretty much on the work that has been done and the effort it would ...
