The insurance tag has no wiki summary.
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2answers
41 views
Does having a controlling interest in a startup offer investors additional protection?
It reduces the risk for the entrepreneur but I also came across the complementary view that it might offer the angel/VC an added level of protection. How does that work?
-1
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1answer
41 views
Best security practices for online rentals? [closed]
Sites like adorn.com, bag borrow and steal, and rent the runway all allow users to rent very expensive items for a short period of time. I'm curious how they all protect against consumer fraud?
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1answer
132 views
What kind of liability insurance should a contract engineer have?
I have been working in a company for a month. They buy my service instead of hiring me, so they ask me to set up my company. I do some drawing and design work for them. I want to know what kind of ...
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3answers
203 views
Is there such a thing as “legal insurance” available to startups?
As some kind of a follow-up of my previous question about trademark, I am curious to know about legal risks and protection options, particularly in Europe.
As far as I can see, one of the greatest ...
3
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1answer
113 views
Do health insurance premiums reduce an LLC member's capital account?
If the LLC covers the health insurance premiums for the members, does the amount get deducted from the member's capital account?
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3answers
355 views
1 Million Dollar bond for a web design developer LLC?
I'm a web developer who has been a freelancer for a few years. I just now started a llc and I'm being told by some staffing companies that I need a 1 million dollar business insurance to work with ...
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3answers
117 views
What title should I use and should I require D&O?
I have been a startup advisor for a colleague of mine for several years. He is primed to go from incubatory stage to launch and has some excellent blue-chip customers lined up. He is having admitted ...
4
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1answer
137 views
How best to manage charge backs and returns in 3rd party aggregation model?
Searched the site, but didn't find an answer to the following question:
My partners and I are working on a startup and part of our model is acting as a 3rd party aggregator of certain services, ...
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2answers
169 views
Can a startup expense an employee's health insurance premiums?
As a proposed company policy, is it a legal/good idea for employees to just expenses their health care premiums? (By "expense", I mean submit an expense report and get a check that has nothing to do ...
3
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2answers
99 views
Defending against lawsuits when based in another country
I want to start a company that is based in the US - since that's where my suppliers and biggest customer base will be.
What concerns me are potential lawsuits. I will be selling nutraceutical ...
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3answers
124 views
How important is business insurance?
Me and my brother have a limited company, with 1 angel investor. We sell software we have written ourselves, mainly to individuals but we will be looking at educational institutions soon. Our refund ...
1
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1answer
46 views
Does exists shared patents porfolios that a company can contract as insurance?
considering so much articles I've read about the IP scenario today, I was wondering if there exists Patents holder companies that...
Have a good patents porfolio (maybe thounsands, in many areas).
...
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3answers
152 views
Errors and Omissions Insurance for a game company?
I run a mobile game company with my partner, we publish to the Android market and iOS app store. That's all we do, we don't offer consulting services and we don't work with/for anyone else. Would it ...
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3answers
208 views
Security breach and data loss insurance?
I would've thought that this is the #1 requested insurance for businesses. However, I cannot find much information if such insurance exists. Errors and Omissions insurance does not cover security ...
1
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1answer
288 views
What type of insurance should a small software shop have?
We are a small software shop and feel we have more coverage then we need.
When we first started they set us up with a professional services package that included all kinds of things including ...
2
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4answers
499 views
What are some startup-friendly providers of General Liability insurance?
I just moved into a subleased office space in Southern California and am required to carry general liability of at least $1M for our startup. This didn't seem like a big deal, but when I called my ...
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5answers
148 views
Insuring against non payment
If after doing the necessary credit checks, after loaning someone some money, they don't pay it back after a period (how long would this need to be?) is there a way I can indemnify my business against ...
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1answer
107 views
Do you need Internet Security Liability insurance on your website?
Do you need this even if you don't store credit card data?
Who do you use for this and what are the general rates for this type of policy?
2
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1answer
69 views
Insurance for vested equity
My equity has fully vested with my current employer. Is there some type of insurance that can be purchased to guarantee I won't lose everything in the case of force majeure or other drastic event ...
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2answers
332 views
How much do you generally pay for an insurance broker?
I am looking into buying insurance for my at home business. I will need to insure, not only my home, but also the equipment inside and have all of the regular business insurance plans (property, ...
2
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4answers
851 views
What kind of insurance protects against frivolous lawsuits?
I have a business that publishes information and reviews about local businesses. We are registered as an LLC with two partners and no employees.
One of our concerns is frivolous lawsuits from ...
2
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1answer
211 views
Online Retail Startup
Do I need liability insurance if I have no employees and my dropshippers are supplying and shipping the products ordered (ladies accessories) Also, I am working out of my home which is not open to the ...
3
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2answers
664 views
How can a company prevent or protect themselves against post-delivery fraud?
How can a compay selling high-value products protect themselves against post-delivery fraud (including but not limited to returns fraud)?
Can we insure ourselves against fraud or somehow pass on the ...
4
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4answers
805 views
Basic legal requirements to set up web design business in UK
I am in the UK and I want to start designing web sites for people, through my own web design company, mainly because it is about the only thing I can do due to a disability. I have set up my own car ...
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1answer
87 views
Signing a business insurance quote [closed]
just a quick question - I know there are many companies online that compare business insurance quotes - which one is the most reliable one? Which would you recommend?
Also, when signing their ...
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3answers
456 views
How do I determine how much Liability Insurance I need?
We're starting a small business that will provide services locally. How do I determine what type of and how much Liability Insurance I need?
2
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1answer
187 views
Insurances for a one man software company
I'm a one man UK based startup with a number of products (both web based services and products that can be downloaded). My startup is a limited company and I have PI, employers, and public liability ...
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2answers
465 views
Should I establish an S-Corp or is Liability Insurance enough to Protect myself from Personal Liability?
I'm starting a small business and I'm concerned about personal liability. I like the idea of a corporation providing some protection, but I'm uncomfortable with the notion that the corporate veil ...
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3answers
944 views
What kind of Product Liability Insurance should a software startup have?
So where does one look for insurance to make sure that they are sufficiently covered and what type of agent and research should a founder do prior to looking at insurance for covering liability of ...
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6answers
182 views
Buying insurance against risks
I have a startup and I have LOTS of risks;
1) Companies suing me because of internal politics
2) My software is running on a corporate server, which I have no control over and if this goes down I ...
2
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1answer
125 views
Where to Research / Purchase Keyman Insurance
My partner and I have been looking for keyman life insurance so one or the other could buy our equity if we were to be disabled or killed; however, finding information about a policy is difficult.
...
4
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1answer
218 views
What type of insurance does an online payment business need?
I'm offering an online payment solution that other business will build upon. I'm going to have a service agreement that will promise certain things such as quality of service, uptime, etc. I will ...
3
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3answers
1k views
What kind of insurance do online startup companies need?
I thought one of the benefits of starting an online business is not having to purchase liability insurance. It turns out I was wrong.
Is there a standard list that shows the type of insurance online ...
3
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2answers
297 views
Single Founder - Keyman Insurance
I like the lean startup approach and our company has been set up to minimise its fixed costs. So we have one founder (me) "inside" but our development team, finance partner, attorney etc is "outside" ...
3
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3answers
151 views
Insurance solutions for online lending libraries?
We have started an online lending library for Children's books in India.
As with any lending library we send books to our members home. As with lent any items they can get damaged, lost in shipment ...
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1answer
320 views
Is professional indemnity insurance worth it for a software company?
This may be a silly question, and as you can see from the other question I recently asked, I'm trying to uncover the mystery about various types of insurance here in the UK, and the US as well.
So, ...
2
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2answers
261 views
Is Employer's Liability Insurance necessary to operate in the UK?
After doing a bit of research into sponsoring foreign workers from a UK based company, I came across something interesting; according to the UK Border Association, a small business must have ...
2
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4answers
438 views
New Social Networking Site, help with Liability Insurance please
I'm about to launch a new website business. I'm incorporate as an LLC but the site is not quite finished yet. I hope to launch it soon. Currently, I don't have any employees.
However, I realize I ...
2
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3answers
166 views
Would you recommend any business insurance provider? [closed]
I need to purchase general and professional liability business insurance and I was wondering if there are any insurance providers you would recommend. Located in Atlanta, GA.
4
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1answer
209 views
Is patent enforcement insurance all it's cracked up to be?
There are a few companies out there that seem to offer insurance packages for small(er) players in a market that want to be able to defend patents that are likely to be infringed.
On the face of it, ...
2
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2answers
176 views
Recommendations for Errors and Ommissions insurance carriers [closed]
Can someone please recommend a good insurance carrier for a comprehensive E&O policy? I have looked at Hartford but found their policy terms lacking. We are in Washington state.
4
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6answers
420 views
Is it worthwhile to get business insurance?
And if business insurance is worthwhile, at what stage should a startup consider purchasing it? After the release of a product or launch of a service? Or is it good to have it in place from the point ...
3
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4answers
233 views
Is it necessary to get errors and omissions insurance?
Obviously, generally liability is a must have, but is it necessary to carry errors and omissions insurance? What should I consider when deciding whether or not to carry it?
