0
votes
1answer
36 views

Legal implications of creating and sharing a customer blacklist?

We're creating a marketplace where expect lots of buyers for digital goods ranging from $1 to $10. Now obviously there are people who initiate chargebacks (costs $15!) without even communicating with ...
1
vote
3answers
280 views

Legal implications of a chargeback on NO-Refund policy

I wonder if publishing a NO-refund policy will prevent the chargeback? As a business, we'll show it where the customers can see it -- on the website and include in emails invoices and sales receipts. ...
1
vote
3answers
106 views

Which Credit card processors allow us to retrieve payment information?

Which credit card processor allow us to retrieve payment information from their server in case if we need the payment information? I believe my question isn't clear enough and I decided to write a ...
1
vote
2answers
310 views

Multi-vendor marketplace-Dealing with transactions & Payments

I'm a few weeks into developing a multi-vendor, business to business website. Here is my issue: We could potentially have a single user purchasing from multiple sellers at one time. We are ...
0
votes
0answers
53 views

3D Secure payments and chargebacks

A payments question for you: If you accept credit card payments and request 3D Secure / Verified by Visa payment, but the card is not enrolled in 3DS and thus the payment completes without 3DS ...
1
vote
1answer
235 views

What are some services that allow credit card payments on behalf of another company (i.e. Groupon, LivingSocial, etc)?

My startup operates in a similar fashion to that of the typical daily deal sites - we accept payment from our users, take a cut off the top, and pay out the person\company providing the goods or ...
1
vote
3answers
231 views

First time credit card processor?

Does anyone have any experience when it comes to jumping directly into your own credit card processor and merchant account with an online startup? I know some merchant accounts require you are already ...
2
votes
2answers
112 views

Send payments to credit/debit cards

Does anyone knows about a company/service/way that allows to send payments to credit/debit cards? I want my website be able sending to worldwide affiliates their commissions that way.
1
vote
2answers
132 views

take payments from mobile phone?

I have noticed on sites like facebook that they allow you to buy facebook credits by entering in your phone number on the website in the payment options screen. How does this work?
1
vote
1answer
83 views

Is there a service similar to Amazon Flexible Payments in Egypt?

Particularly, is there a payments service which will allow me to reserve funds on a customer’s credit card and settle these funds later?
5
votes
3answers
295 views

How can you reduce the number of credit card chargebacks for a website selling high value products that are vulnerable to fraud?

From this question on Merchant Account Chargeback Ratios, one answer suggested that websites selling high value items will have higher charge backs because more criminals will attempt to purchase ...
2
votes
1answer
207 views

Merchant account charge back ratios

Anone familiar with the charge back ratios for merchant accounts? I am starting a monthly re-occurring billing service that will no doubt have lots of charge backs from customers. I'm trying to ...
2
votes
4answers
402 views

What is the most affordable combination for taking credit card payments online from around the world?

I have looked at the similar questions posted and believe mine is different - please read the specifics of my question below: Assuming we do not want to use PayPal (or Google Checkout etc.), it seems ...
2
votes
7answers
499 views

Good options for credit card processing

I'm bootstrapping a micro-startup hosting service with very, very little capital. All of my customers will have recurring billing with a possible trial period. Initially I integrated with ...
8
votes
3answers
415 views

Should I give a discount when people pay with credit card

I have a software product (price around 700 USD). Some customers use PayPal, which is very low-touch and easy for us. Others want to do the whole procedure: RFQ / price quote / PO / invoice / wire ...
7
votes
8answers
556 views

Accepting payments… subscription plans

So, I am a total newbie when it comes to payment processing, acceptance of payments, subscription plans, etc. I've recently built out the SaaS offering and will be in beta with it through the end of ...
2
votes
2answers
544 views

Do you have a recommendation on a micropayment credit card processor?

The transactions on my website are between $0.99 and $5.00. Paypal and other similar processors, charge 2.9% with a $0.30 transaction fee. This fee structure (particularly, the transaction fee) ...
1
vote
1answer
707 views

Can you act as a white-label payment service built on top of a payment processor?

Can a company who has a merchant account act as a white-label "middle-man" between another merchant and a payment processing company like Paypal? For example, a white-label company offers an API into ...
2
votes
2answers
595 views

Peer to peer marketplace payments

I am in the process of setting up a peer to peer marketplace. I would like to allow buyers to pay directly with credit card, and sellers to receive batch payments into their checking account directly ...
2
votes
2answers
560 views

Payment processing questions for yet another SaaS model

We are working on building an e-commerce solution and offer it as a SaaS. Our service is limited in customer base, as in, we are only willing to provide this to a certain niche [handmade gifts and ...
2
votes
3answers
416 views

Accept Credit Card payments in the US - Europe based company

We're a European based startup planning to sell domain names and digital goods into a niche market and will focus primarily on the US market. The only current option for accepting credit card ...
3
votes
4answers
2k views

What do people think about Intuit's online credit card processing?

It turns out that Intuit does online credit card processing. See here. What do people think about their services? How do they compare to Google Checkout or PayPal? Are there any horror stories?
0
votes
3answers
114 views

Credit Cards that are dominant option for international selling

I have a question about frequency of use of Credit Cards in international selling process. From your selling experience, which credit cards are most used in your International selling? How ...
2
votes
3answers
399 views

Statistics about payment options

I am interested in how much of your sellings are thru Credit card / PayPal / PO / Wire / Fax / Phone / Check / Money Order... Can you, please, tell me first hand what are your payment options selling ...
0
votes
3answers
148 views

How important are possibilities for accepting phone/fax/mail orders and International credit cards for running uISV internationaly?

I am planning to start my uISV business next summer. I am out of US, and will start with one utility program for Windows. In the moment I am exploring options for payment, and am willing to consider ...
2
votes
4answers
436 views

Accepting online debit/credit payments in Italy

According to Wikipedia, accepting online credit card payments is possible in Italy http://en.wikipedia.org/wiki/Debit_card#Italy. Anyone have experience implementing such a solution? Who has a good, ...
3
votes
6answers
547 views

Components of a payments system (end to end)

What are the components of a subscription/payments processing system/platform? Does anyone have a good explanation of how providers like Zuora, Authorise.net etc. come together?
6
votes
5answers
547 views

Barriers to truly global payment processing?

As a startup in Australia, one of the problems commonly faced here is getting a suitable payment service that customers world wide can use. It seems that since the implementation of global AML/KYC ...
20
votes
17answers
4k views

What is the best merchant processing solution? [closed]

If you want to take credit card orders (or pre-orders), what is the best merchant processing solution? I've heard the PayPal and Google Checkout will freeze your funds if even a single person ...