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According to Wikipedia, accepting online credit card payments is possible in Italy http://en.wikipedia.org/wiki/Debit_card#Italy. Anyone have experience implementing such a solution? Who has a good, low-cost solution with a good API?

I realise other options are Amazon FPS, Google Checkout and perhaps VISA International (and I would love to hear your feedback on those), but we are really looking for a low-overhead, "familiar" and local solution.

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(someone with more karma please add "italy" and "online-payment" as tags) – friism Oct 12 '09 at 17:13
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Did so. Congrats on asking the first question with the Italy tag. – Jay Neely Mar 12 '10 at 19:14

4 Answers

If you are finding it difficult to implement a merchant account in Italy I would re-think what you are trying to do. Mobile payments are exploding in Italy and aligning with this market behavior could be an alternative strategy to consider.

http://www.tmcnet.com/usubmit/2009/09/25/4390419.htm

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Take a look at PlanetAuthorize. They offer an API and have a module for vtigerCRM (I learned about them through vtiger). I haven't tried them yet, but it's another option for you.

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I believe Paypal works fine in Italy.

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We're based in Italy, and we accept payments via PayPal with no problems. If you want to handle payments directly via credit/debit cards, the most used service is provided by Banca Sella, which was the fist bank in Italy to support online payments, so it's very well-known. I'm not sure how/if they accept foreign customers however, nor have we ever needed their services, so I have no idea about their rates.

My personal opinion is that PayPal is the most trusted payment solution, but that really depends on your audience.

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