My business is going to be group fitness with in all ready established gyms. We will certify instructors through our company to run classes with in gyms.
The thing we are trying to figure out is how do we differ liability from being all on our company and put it on the instructor as I met with some insurance people and they basically gave me scare stories and told me how we could not do what we wanted to.
I know what they told me is false as there are other business in the fitness industry who are structured similar to how we are and most of the liability is placed on the instructor who they certified who they encourage to get insurance but they are not required and/ or covered by the certifying group.
So how do I cover my self and company in this situation from potential issues that may arise from instructors actions?