If I'm setting up a system where people can sell stuff online. I'm planning on having my own merchant account and setting up my own payment system.
The problem I ran into is how to I send money from my merchant account to others. The only thing I have used so far is paypal to receive money, what other ways are there to receive money online? Can people use their local bank accounts? Savings accounts? Should I worry that my merchant gateway API wont support certain banks? Am I going to need to store my user's bank account information?