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I register my S-Corp in Delaware. I need to find a bank that can help me in opening a bank account, without having to go there in person. I have been told that this is possible if the bank has a branch in Delaware as well as in my own city. They will verify my credentials at my residence and then open a bank account in Delaware. (Please note that I need the account in company's name.)

Nature of Business -

Its online business and also trading ,we purchase goods like computers parts from MISSOURI and exports computers parts to Africa. I am from India, while most of my employees are from Canada and UK - (only My one friend from USA.) we have no brick and mortar offices anywhere. In my country I am listed as a freelancer (thats how I started this business.) What I Want -

I want to open Bank Account in Delaware without having to go there in person.
I want to received and send USD from Bank

Is that possible?

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2 Answers

up vote 1 down vote

I had a similar problem. It doesn't matter where the corporation was incorporated or where you buy things.

Here's what to do, if you can:

(1) Appoint your friend in the US as an officer or director of the company. (2) Submit the business bank account application online to a bank that has a branch in the state where your friend lives. (3) The bank may request your friend's Social Security number. It's much easier if you use a bank where your friend already does business. (4) You will need a US mailing address and physical presence. You can use your friend's address if s/he is willing. Otherwise you can set up an address at a UPS Store or a Regus location, but they may require you (or your friend) to go there in person.

Basically, to set up an account online, a bank will usually require a real person with a real physical location in a place where the bank has a branch. I set up an account online with the bank where I already had accounts (as an individual) and I did it all online.

If you use a bank where you or your friend don't already have an account, or at a bank that doesn't have a physical location where the company doesn't have a location or where it has no officers or directors, it will be very difficult.

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up vote 1 down vote

If you are not a citizen and are not here in the US I don't think you are going to have an easy time opening a bank account.

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