I have a startup and I have LOTS of risks;
1) Companies suing me because of internal politics
2) My software is running on a corporate server, which I have no control over and if this goes down I might get sued because my software was down.
3) A company might end up simply not paying a perfectly justifiable invoice due to it going bankrupt, or all management getting fired (this actually happened to me) And so on.
There is a saying that says that the risks that will hit you the hardest are those that you could not forsee.
Therefore, I would like to see a list of all the things that startups can get insured against. Does anyone have such a thing or know some international insurance companies that offer such services (I am not after the standard fire/theft insurance).
Edit: It should be mentioned that I have customer that are on the scale of 1000 times bigger than my company. This means that I cannot make strong demands on contents of contracts or how we do business. What I deliver to the company is very sensitive to the internal politics, which means that I can get directors fired.
If I got sued by this company for whatever reason, I would probably go bankrupt before the case even got to a court-room, just because they could pull every trick in tbe book and I would have to pay 300$ an hour for a lawer.