We have started an online lending library for Children's books in India.
As with any lending library we send books to our members home. As with lent any items they can get damaged, lost in shipment etc.,
What kind of insurance policies cover such risks? I spoke to couple of insurance companies but either they offer an insurance for the complete books (e.g. If I want to cover for 5000 books and the cover is generally for fire and/or natural calamities and not for individual books).
As we stock books from various countries and each book costs upwards of $10-15 in-addition to import costs of books to India, its not easy to get a replacement.
What kind insurance cover such lending libraries (e.g. DVD's, Books etc)?